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The best way to use your credit card is to never spend more than you can afford to pay off at the end of the month, then be sure to pay your bill on time and in full. Unfortunately, many Canadians don...

Chris Chris 03/22/2019
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One of the best parts about buying a home is the ability to use your home’s equity to finance renovation projects, education, investments, or anything else you can think of. But you can’t just wit...

Chris Chris 03/21/2019
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The federal budget for 2019 was just released, with some interesting ideas for prospective homebuyers. The Liberal government is introducing a new CMHC program and enhancing the Home Buyers’ Plan to...

Chris Chris 03/20/2019
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There are two types of credit card holders: those that want to maximize their rewards at any cost, and those that just want to avoid fees and interest at all costs. For the first group, they’ll pro...

Chris Chris 03/19/2019
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We’re approaching the deadline to file income taxes for salaried employees in Canada. This year, the tax deadline in Canada is April 30th, with the deadline for self-employed individuals falling on ...

Chris Chris 03/15/2019
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With the latest Bank of Canada interest rate announcement just days behind us, a lot of people are questioning when the next rate increase will happen – if ever. Towards the end of 2018, many were ...

Chris Chris 03/13/2019
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Uh oh – you waited too long to contribute to your RRSP and now it’s past the March 1st deadline. You’ll have to wait until 2020 to take advantage of the tax reduction for any more contributions ...

Chris Chris 03/12/2019
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When signing your mortgage approval documents you notice some sections but ignore others. While mortgage default insurance is a term that is hard to ignore, because it is mentioned right below your lo...

Payal Payal 03/11/2019
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For the third time in a row, the Bank of Canada has decided to keep interest rates at 1.75% as of today, March 6, 2019. This may be surprising to those of us that were expecting rates to keep rising ...

Chris Chris 03/06/2019
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Negotiation is a subtle art in real estate, but skilled negotiators can usually find some common ground that satisfies all parties. On the other hand, using the wrong negotiation tactics can sink a de...

Michael Michael 03/05/2019
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